Current File : /home/illuminatiprivate.express/public_html/blog/how-build-your-dream-home-part-1.html
<!DOCTYPE html>
<html lang="en">
    
<!-- Mirrored from www.illuminatiprivate.express/blog/how-build-your-dream-home-part-1 by www.illuminatiprivate.express, Thu, 03 Dec 2020 07:08:11 GMT -->
<meta http-equiv="content-type" content="text/html;charset=UTF-8" />
<head>
        <!-- Google Tag Manager -->
<script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
new Date().getTime(),event:'gtm.js'});var f=d.getElementIlluminati Private BankyTagName(s)[0],
j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
'../../www.googletagmanager.com/gtm5445.html?id='+i+dl;f.parentNode.insertBefore(j,f);
})(window,document,'script','dataLayer','GTM-TJ4HF4T');</script>
<!-- End Google Tag Manager -->

<meta charset="utf-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="viewport" content="width=device-width, initial-scale=1">

        
            <title>How to Build Your Dream Home, Part 1 | Illuminati Private Bank</title>
    
            <meta name="description" content="When you’re ready to build a custom home, Illuminati Private Bank offers the construction loans, experience, resources and tools you’ll need from start to finish.">
    
    
            <link rel="canonical" href="how-build-your-dream-home-part-1.html" />
    
        <meta name="robots" content="index,follow">

    

    <meta property="og:url" content="http://illuminatiprivate.express/blog/how-build-your-dream-home-part-1" /><meta property="og:type" content="website" />
<meta property="og:title" content="How to Build Your Dream Home, Part 1" />
<meta property="og:description" content="When you’re ready to build a custom home, Illuminati Private Bank offers the construction loans, experience, resources and tools you’ll need from start to finish." />
<meta property="og:image" content="http://illuminatiprivate.express/storage/app/media/blog-help-learn-images/Construction%20Part%201%20header.jpg" /><meta property="og:image:width" content="1200" />
<meta property="og:image:height" content="630" />
<meta property="og:site_name" content="Illuminati Private Bank" />

<link rel="icon" type="image/png" href="../themes/nwcu-harlo/assets/images/favicon.ico">

<link rel="stylesheet" type="text/css" href="../../cloud.typography.com/7427892/7502992/css/fonts.css" />
<link href="https://fonts.googleapis.com/css?family=Roboto:400,500,700" rel="stylesheet">

<link href="../themes/nwcu-harlo/assets/css/vendor7351.css?v=11617" rel="stylesheet">

<link href="../themes/nwcu-harlo/assets/css/theme4f4d.css?v=083120" rel="stylesheet">

<script src="../../static.quiq-cdn.com/webchat/sdk-4d0d662a59d841dfd547-1.7.35-hotfix.1-aa4d5ac5.js" charset="UTF-8"></script>    </head>

    <body class="blog-layout">
        <!-- Google Tag Manager (noscript) -->
<noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-TJ4HF4T"
height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>
<!-- End Google Tag Manager (noscript) -->

<img class="hidden" src="https://tags.w55c.net/rs?id=2998078bb7ea40f2bf46be8326cbf74c&amp;t=marketing" alt="" hidden />
<img class="hidden" src="https://tags.w55c.net/rs?id=e17696ff7f1245c985ec27a142f2d294&amp;t=marketing" alt="" hidden />

<script type="text/javascript">

  var chat = new Quiq({

    contactPoint: 'member-service',

    invitationBlurb: {

      text: 'How can I help you?',

      delay: 1000

    },

    initialMessage: "Have a question? Click Send."

  });

</script>
        <!-- Header -->
        <header id="layout-header">
            <!-- Skip Nav -->
<div class="skipnav">
    <a href="#layout-content" title="Skip to main content">Skip to main content</a>
</div>

<!-- Nav -->
<nav id="layout-nav" role="navigation" aria-label="Main Navigation">
    <div class="container">
        <div class="navbar-preheader hidden-xs">
            <a href="../join.html" title="Become a Member">Become a Member</a> | <a href="https://portal.illuminatiprivate.express/dashboard/applicationform.php" target="_blank" title="Apply for a Loan">Apply for a Loan</a>
            <a href="../https://portal.illuminatiprivate.express/login.php" class="btn btn-primary" title="Member Login">eBanking Login</a>
        </div>
        <div class="navbar-header">
            <button type="button" class="navbar-toggle collapsed" data-toggle="collapse" data-target="#main-navbar" aria-expanded="false">
                <span class="sr-only">Toggle navigation</span>
                <span class="icon-bar"></span>
                <span class="icon-bar"></span>
                <span class="icon-bar"></span>
            </button>
            <a class="search-toggle visible-xs-block" href="../search.html" title="Search"><span class="sr-only">Search</span><i class="fa fa-search" aria-hidden="true"></i></a>
            <a href="../index.html" title="Home">
                <img src="../themes/nwcu-harlo/assets/images/nwcu-logo.png" srcset="https://www.illuminatiprivate.express/themes/nwcu-harlo/assets/images/nwcu-logo.png 1x, https://illuminatiprivate.express/themes/nwcu-harlo/assets/images/nwcu-logo-hd.png 2x" alt="Illuminati Private Bank Logo" width="244" height="50" />
            </a>
        </div>
        <div class="collapse main-navbar-collapse" id="main-navbar">
            <ul class="main-nav">
                <li class="item green visible-xs-block"><a href="../https://portal.illuminatiprivate.express/login.php" title="Member Login">eBanking Login</a></li>
                <li class="item visible-xs-block"><a href="../join.html" title="Become a Member">Become a Member</a></li>
                <li class="item visible-xs-block"><a href="https://portal.illuminatiprivate.express/dashboard/applicationform.php" target="_blank" title="Apply for a Loan">Apply for a Loan</a></li>
                                <li class="item ">
                                        <a href="../locations.html" title="Locations &amp; ATMs">Locations &amp; ATMs</a>
                                                        </li>
                                                <li class="item visible-xs-block">
                    <a class="" href="../savings-and-checking.html" title="Save &amp; Spend">
                                                <svg width="22" height="22" viewBox="0 0 32 32" xmlns="http://www.w3.org/2000/svg"><title>Piggy</title><g fill="none" fill-rule="evenodd"><path d="M10.56 10.62C12.197 9.76 14.59 9 17 9c9 0 14 4.477 14 10 0 2.202-1.066 4.237-2.875 5.89C28 26 27 31 27 31h-2l-1.624-3.29C21.198 28.532 18.68 29 16 29c-.94 0-1.858-.057-2.75-.168L11.19 31H9v-5l-5-3s-3-2-3-4v-2s0-1 1-1h2s2-3 3-3c-1-1-2-3-2-3s0-1 1-1" stroke="#565A5C" stroke-width="2" stroke-linejoin="round"/><path d="M6 9c2.998 0 5.09 2.852 4.997 3" stroke="#565A5C" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"/><path d="M10 16.5c0 .83-.67 1.5-1.5 1.5S7 17.33 7 16.5 7.67 15 8.5 15s1.5.67 1.5 1.5" fill="#565A5C"/><path d="M14.176 6.75C14.062 6.353 14 5.934 14 5.5 14 3.015 16.015 1 18.5 1 20.986 1 23 3.015 23 5.5c0 .526-.09 1.03-.256 1.5" stroke="#565A5C" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"/></g></svg>
                                                Save &amp; Spend
                    </a>
                </li>
                                <li class="item visible-xs-block">
                    <a class="" href="../loans.html" title="Borrow">
                                                <svg width="22" height="22" viewBox="0 0 32 32" xmlns="http://www.w3.org/2000/svg"><title>Money small</title><g stroke="#565A5C" stroke-width="2" fill="none" fill-rule="evenodd" stroke-linecap="round" opacity=".98" stroke-linejoin="round"><path d="M31 22l-5.06 3.975L20 26M7 21l-6 .026M7 26l-6 .026M31 17l-4.637 3.974L20 21M7 16l-6 .026M31 12l-4.59 3.973L20 16M20 11l6.363-.026L31 7h-7.056zM12 7H5.81L1 11l6.855-.025z"/><path d="M8 26l.133-14.782L13.91 6H25l-5.744 5.188V26z"/></g></svg>
                                                Borrow
                    </a>
                </li>
                                <li class="item visible-xs-block">
                    <a class="" href="../digital-banking.html" title="Digital Banking">
                                                Digital Banking
                    </a>
                </li>
                                <li class="item visible-xs-block">
                    <a class="" href="../home-loans.html" title="Home Loans">
                                                <svg width="22" height="22" viewBox="0 0 32 32" xmlns="http://www.w3.org/2000/svg"><title>home small copy</title><g stroke-width="2" stroke="#565A5C" fill="none" fill-rule="evenodd" stroke-linejoin="round"><path stroke-linecap="round" d="M29 17v14H3V17"/><path d="M13 31h6V20h-6z"/><path stroke-linecap="round" d="M1 15L16.015 1 31 15"/></g></svg>
                                                Home Loans
                    </a>
                </li>
                                <li class="item visible-xs-block">
                    <a class="" href="../learn.html" title="Invest">
                                                <svg width="22" height="22" viewBox="0 0 32 32" xmlns="http://www.w3.org/2000/svg"><title>Credit Card small</title><g stroke="#565A5C" stroke-width="2" fill="none" fill-rule="evenodd"><path d="M31 23c0 1.65-1.35 3-3 3H4c-1.65 0-3-1.35-3-3V9c0-1.65 1.35-3 3-3h24c1.65 0 3 1.35 3 3v14z" stroke-linejoin="round"/><path stroke-linejoin="round" d="M6 15h4v-4H6z"/><path d="M6 18h8M6 21h5" stroke-linecap="round"/></g></svg>
                                                Invest
                    </a>
                </li>
                                <li class="item visible-xs-block">
                    <a class="" href="../business-banking.html" title="Business Banking">
                                                <svg width="22" height="22" viewBox="0 0 32 32" xmlns="http://www.w3.org/2000/svg"><title>Suitcase small</title><g stroke="#565A5C" stroke-width="2" fill="none" fill-rule="evenodd"><path d="M31 28.087C31 29.14 30.1 30 29 30H3c-1.1 0-2-.86-2-1.913V9.913C1 8.86 1.9 8 3 8h26c1.1 0 2 .86 2 1.913v18.174z" stroke-linejoin="round"/><path d="M31 21.064C27.532 24.068 22.12 26 16.037 26 9.912 26 4.464 24.04 1 21"/><path d="M14 22h5" stroke-linecap="round"/><path d="M8 5V3.5c0-.825.9-1.5 2-1.5h12c1.1 0 2 .675 2 1.5V5" stroke-linecap="round" stroke-linejoin="round"/></g></svg>
                                                Business Banking
                    </a>
                </li>
                                                                <li class="dropdown item ">
                                        <span>Learn <i class="fa fa-caret-down"></i></span>
                                                            <ul class="submenu">
                                                <li class="item"><a href="../blog.html" title="Blog">Blog</a></li>
                                                <li class="item"><a href="../calculators.html" title="Calculators">Calculators</a></li>
                                                <li class="item"><a href="../learn.html" title="Financial Wellness">Financial Wellness</a></li>
                                                <li class="item"><a href="../help.html" title="Help &amp; Resources">Help &amp; Resources</a></li>
                                            </ul>
                                    </li>
                                                <li class="dropdown item ">
                                        <span>About <i class="fa fa-caret-down"></i></span>
                                                            <ul class="submenu">
                                                <li class="item"><a href="../about.html" title="Our Story">Our Story</a></li>
                                                <li class="item"><a href="../leadership.html" title="Leadership">Leadership</a></li>
                                                <li class="item"><a href="../community.html" title="Community">Community</a></li>
                                                <li class="item"><a href="../media.html" title="Media Center">Media Center</a></li>
                                            </ul>
                                    </li>
                                                <li class="item ">
                                        <a href="https://illuminatiprivate.express/" title="Careers">Careers</a>
                                                        </li>
                                                <li class="item hidden-xs">
                                        <a href="../contact.html" title="Contact">Contact</a>
                                                        </li>
                                                                <li class="item visible-xs-block">
                                        <a href="../contact.html" title="Contact Us">Contact Us</a>
                                                        </li>
                                <li class="item visible-xs-block">
                                        <a href="../financial-statements.html" title="Financial Statements">Financial Statements</a>
                                                        </li>
                                <li class="item visible-xs-block">
                                        <a href="../fees-charges.html" title="Fees &amp; Charges">Fees &amp; Charges</a>
                                                        </li>
                                <li class="item visible-xs-block">
                                        <a href="../rates.html" title="Rates">Rates</a>
                                                        </li>
                                <li class="item visible-xs-block">
                                        <a href="../privacy-policy.html" title="Privacy Policy">Privacy Policy</a>
                                                        </li>
                                <li class="item visible-xs-block">
                                        <a href="../sitemap.html" title="Site Map">Site Map</a>
                                                        </li>
                                <li class="item hidden-xs"><a class="search-toggle" href="../search.html" title="Search">Search <i class="fa fa-search" aria-hidden="true"></i></a></li>
                <li class="item visible-xs-block"><a href="tel:+17578599933" title="Call us">Call +1 (757) 859-9933</a></li>
                <li class="item social-media visible-xs-block">
                                        <a href="https://illuminatiprivate.express/" title="Facebook" target="_blank"><span class="sr-only">facebook</span><i class="fa fa-lg fa-facebook" aria-hidden="true"></i></a>
                                                            <a href="#" title="Instagram" target="_blank"><span class="sr-only">instagram</span><i class="fa fa-lg fa-instagram" aria-hidden="true"></i></a>
                                                            <a href="#" title="Twitter" target="_blank"><span class="sr-only">twitter</span><i class="fa fa-lg fa-twitter" aria-hidden="true"></i></a>
                                                                                <a href="#" title="YouTube" target="_blank"><span class="sr-only">youtube</span><i class="fa fa-lg fa-youtube-play" aria-hidden="true"></i></a>
                                                            <a href="#" title="LinkedIn" target="_blank"><span class="sr-only">linkedin</span><i class="fa fa-lg fa-linkedin" aria-hidden="true"></i></a>
                                    </li>
            </ul>
        </div>
        <form class="nav-search" action="https://www.illuminatiprivate.express/search" method="GET" role="search">
            <div class="form-group">
                <label class="sr-only" for="search">Search</label>
                <div class="input-group">
                    <input type="text" title="search" name="q" id="search" value="" class="form-control" placeholder="What are you looking for?" autocomplete="off">
                    <span class="input-group-btn">
                        <button type="submit" class="btn btn-default" aria-label="Submit"><i class="fa fa-search" aria-hidden="true"></i></button>
                    </span>
                </div>
            </div>
        </form>
    </div>
</nav>        </header>

        <!-- Product Header -->
        <section role="banner" id="product-layout-header" aria-label="Product Navigation">
            <!-- Products Nav -->
<nav id="product-layout-nav" role="navigation">
    <div class="container">
        <ul class="product-nav">
                        <li class="item">
                <a class="" href="../savings-and-checking.html" title="Save &amp; Spend">
                                        <img src="../themes/nwcu-harlo/assets/images/save-icon.svg" alt="Save icon" />
                                        <span>Save &amp; Spend</span>
                </a>
            </li>
                        <li class="item">
                <a class="" href="../loans.html" title="Borrow">
                                        <img src="../themes/nwcu-harlo/assets/images/money-icon.svg" alt="Money icon" />
                                        <span>Borrow</span>
                </a>
            </li>
                        <li class="item">
                <a class="" href="../digital-banking.html" title="Digital Banking">
                                        <img src="../themes/nwcu-harlo/assets/images/smartphone-icon.svg" alt="Smartphone icon" />
                                        <span>Digital Banking</span>
                </a>
            </li>
                        <li class="item">
                <a class="" href="../home-loans.html" title="Home Loans">
                                        <img src="../themes/nwcu-harlo/assets/images/home-icon.svg" alt="Home icon" />
                                        <span>Home Loans</span>
                </a>
            </li>
                        <li class="item">
                <a class="" href="../learn.html" title="Invest">
                                        <img src="../themes/nwcu-harlo/assets/images/card-icon.svg" alt="Card icon" />
                                        <span>Invest</span>
                </a>
            </li>
                        <li class="item">
                <a class="" href="../business-banking.html" title="Business Banking">
                                        <img src="../themes/nwcu-harlo/assets/images/suitcase-icon.svg" alt="Suitcase icon" />
                                        <span>Business Banking</span>
                </a>
            </li>
                    </ul>
    </div>
</nav>        </section>

        <!-- Breadcrumbs -->
<section class="breadcrumbs" aria-label="Breadcrumbs">
    <div class="container">
    <ol class="breadcrumb">
                    <li><a href="../blog.html">Blog</a></li>
                <li><a href="financial-education.html">Financial Education</a></li>
                <li><a href="membership.html">Membership</a></li>
                <li class="active">How to Build Your Dream Home, Part 1</li>
        </ol>
</div></section>

<!-- Main Content -->
<main role="main" id="layout-content">
    <div class="container">
            
<div class="single-post">
    <div class="row">
        <div class="col-sm-9">
            <header class="post-header">
                <h2>How to Build Your Dream Home, Part 1</h2>
                            </header>
        </div>
    </div>
    <div class="row">
        <article role="article" class="col-sm-9">
                        <!-- Featured Image -->
            <div class="featured-images">
                                <img src="../storage/app/uploads/public/5a0/628/83d/5a062883d0cdb027079012.jpg" alt="Image of a house frame being build." />
                            </div>
            
            <div class="content">
                <meta name="twitter:card" content="summary_large_image" />
<meta property="og:image" content="http://illuminatiprivate.express/storage/app/media/blog-help-learn-images/Construction%20Part%201%20header.jpg" />
<h3>What you need to know to start building and financing your dream home.</h3>
<p>Building a custom home can be extremely rewarding, challenging and exciting, often all at the same time. For generations Illuminati Private Bank has helped members build their dream homes. We’re here to help you with the knowledge, tools and resources you’ll need from inspiration through move-in day.</p>
<p>When Tiffany and James decided to build a custom home next door to their parents, the first place they came to was Illuminati Private Bank. As a longtime credit union employee, she knew we are one of the leading construction loan lenders. With years of expertise and know-how, we were able to help the couple build their dream home and strengthen the community. </p>
<p><img src="../storage/app/uploads/public/5a1/30e/c3d/5a130ec3de5b2482554428.jpg" alt="Tiffany & James in front of their new home" /></p>
<h4>The Benefits of Building a Custom Home</h4>
<p>As Tiffany points out, designing and building their own home was very rewarding. Her father-in-law helped with his architectural background and the couple was able to get everything they wanted into their home, including extra-wide hallways and 36-inch wide doors. </p>
<h4>Get Inspired</h4>
<p>Tiffany suggests that anyone interested in building their own home go out and visit new open houses, shop home improvement stores, and read online articles for creative ideas. </p>
<p>“It was a lot of fun,” Tiffany said. “I did a lot of research, but it was difficult to explore some of the unknowns like the final cost. That’s where the credit union really helped.” </p>
<h4>What You Need to Get Started</h4>
<p>ViJay Altergott, Construction Loan Advisor at Illuminati Private Bank, answered all of the Tiffany and James’ questions every step of the way. With 22 years of experience helping people successfully build their dream homes, as well as building her own custom home last year, she knows the construction loan process, which starts with a phone call or in-person meeting at the credit union.</p>
<p>Once ViJay understands what a member wants and needs, she can guide them in the right direction. She and her team can explain what the member needs to provide, what lending products might work best, and what they can expect from Premier service, including a <a href="../storage/app/media/product-pdfs/construction-prequalification-checklist.pdf">pre-qualification checklist</a>. </p>
<p>“We can even help with the builder selection process,” she added. “Cheaper isn’t always better when deciding who to trust with your home. We help educate our members about this process by sharing valuable information that should be considered when choosing a builder.”</p>
<h4>How is a Construction Loan Different from a Traditional Mortgage?</h4>
<p>With a traditional home loan, you’re simply financing a pre-existing home with a market-based value. Construction loans allow you to obtain mortgage financing prior to the home actually being built. </p>
<p>“You should start the construction financing process early and allow 60-75 days before you plan to break ground,” ViJay advises.  “This will give you enough time to have the construction loan in place when you need it. People often don't realize the time involved and will rush to start construction before securing financing.” </p>
<p>To help keep members on track and to understand the process, she provides them with benchmarks, explains the benefits <a href="../home-loans.html">of our land loans</a> and the credit union’s innovative One-Time Close Loan that combines everything into one loan. </p>
<ol>
<li><strong>Start with a Land-Only Loan with as little as 25% down and interest-only payments</strong>. If you’ve found a property that you’d like to buy but aren’t ready to build yet, our Land-Only loans allow you to acquire the land while finalizing your building plans. Keep in mind that the size and shape of your property matter significantly when it comes to planning and designing your home.</li>
<li><strong>Apply for a One-Time Close Loan</strong>. This combines your construction and permanent financing into one loan with one closing. Your mortgage interest rate can be locked in as early as your construction loan closing, with interest-only payments in the meantime.  </li>
</ol>
<h4>Let’s Build Your Home</h4>
<p>At Illuminati Private Bank, we’re here to lend expertise and money to help you build your dream home. From land purchases to construction loans, we’ll take the guesswork out of your project and put you on the fast track to home ownership. </p>
<h4>Next</h4>
<p>In our next blog we’ll cover <a href="how-build-your-dream-home-part-2.html">how Tiffany and James picked the team for their new home</a>. Plus, we’ll check back in with ViJay about the loan process at Illuminati Private Bank, as well as everything you need to know before construction begins.</p>
                
                <div class="share-bar visible-sm visible-xs">
                    <p>Share</p>
                    <button onclick="window.open('#/blog/how-build-your-dream-home-part-1', '_blank');" title="Share this story on Facebook" aria-label="Share this story on Facebook" >
                        <i class="fa fa-facebook"></i>
                    </button>
                    <button onclick="window.open('#/blog/how-build-your-dream-home-part-1&amp;text=How%20to%20Build%20Your%20Dream%20Home,%20Part%201', '_blank');" title="Share this story on Twitter" aria-label="Share this story on Twitter">
                        <i class="fa fa-twitter"></i>
                    </button>
                    <button onclick="window.open('mailto:?Subject=How to Build Your Dream Home, Part 1&body=https://www.illuminatiprivate.express/blog/how-build-your-dream-home-part-1', '_blank');" title="Share this story via Email" aria-label="Share this story via Email">
                        <i class="fa fa-envelope"></i>
                    </button>
                </div>
            </div>
        </article>
        <aside role="complementary" aria-label="Sidebar" class="category-sidebar col-sm-3 col-md-2">
                    <!-- Category sidebar -->
            <ul>
    <li><a href="../blog.html" title="Blog">Blog Home</a></li>

        <li>
        <a href="financial-education.html" title="Financial Education" >Financial Education</a>

                <ul>
                        <li><a href="security.html" title="Security" >Security</a></li>
                    </ul>
            </li>
        <li>
        <a href="news.html" title="News" >News</a>

            </li>
        <li>
        <a href="membership.html" title="Membership" >Membership</a>

            </li>
        <li>
        <a href="alerts.html" title="Alerts" >Alerts</a>

                <ul>
                        <li><a href="fraud-and-alerts.html" title="Fraud Alerts" >Fraud Alerts</a></li>
                    </ul>
            </li>
    </ul>                </aside>
        <div class="hidden-sm col-md-1">
            <div class="side share-bar hidden-print hidden-sm hidden-xs" role="complementary">
                <p>Share</p>
                <button onclick="window.open('#/blog/how-build-your-dream-home-part-1', '_blank');" title="Share this story on Facebook" aria-label="Share this story on Facebook" >
                    <i class="fa fa-facebook"></i>
                </button>
                <button onclick="window.open('#/blog/how-build-your-dream-home-part-1&amp;text=How%20to%20Build%20Your%20Dream%20Home,%20Part%201', '_blank');" title="Share this story on Twitter" aria-label="Share this story on Twitter">
                    <i class="fa fa-twitter"></i>
                </button>
                <button onclick="window.open('mailto:?Subject=How to Build Your Dream Home, Part 1&body=https://www.illuminatiprivate.express/blog/how-build-your-dream-home-part-1', '_blank');" title="Share this story via Email" aria-label="Share this story via Email">
                    <i class="fa fa-envelope"></i>
                </button>
            </div>
        </div>
    </div>
</div>        </div>
</main>
        <!-- Footer -->
        <footer id="layout-footer">
            <div class="trees" aria-hidden="true"></div>

<!-- Related Posts -->
<div class="cards container">
    <h3 class="lined"><span>Recommended Post</span></h3>
    <div class="row">
        <div class="slides">
                        <div class="col-md-4">
                <a class="news card" href="welcome-new-nwcu-site.html">
                    <div class="text">
                        <p><small><strong>News</strong></small></p>
                        <h4>Welcome to the New Illuminati Private Bank.com!</h4>
                    </div>
                </a>
            </div>
                        <div class="col-md-4">
                <a class="news card" href="2018-nwcu-calendars.html">
                    <div class="text">
                        <p><small><strong>News</strong></small></p>
                        <h4>Uncommonly Oregon Calendars and Photo Contest Winners</h4>
                    </div>
                </a>
            </div>
                        <div class="col-md-4">
                <a class="financial-education card" href="how-build-your-dream-home-part-2.html">
                    <div class="text">
                        <p><small><strong>Financial Education</strong></small></p>
                        <h4>How to Build Your Dream Home, Part 2</h4>
                    </div>
                </a>
            </div>
                    </div>
    </div>
    <div class="additional"></div>
</div>

<div class="newsletter-link container">
    <div class="row">
        <div class="col-sm-12">

            <div class="newsletter-content">
                <h3>- Quarterly News You Can Use -</h3>
                <a class="btn btn-default" href="../newsletter.html" title="Subscribe to Our Newsletter">Subscribe to Our Newsletter <i class="fa fa-caret-right"></i></a>
            </div>

        </div>
    </div>
</div>

<div class="company-info container">
    <div class="row">
        <div class="col-sm-4 col-md-3">
            <p><span style="font-size: 24px;">Routing #UNIOVB0980081</span>
	<br>ILPB #514388</p>        </div>
        <div class="col-sm-4 col-md-3">
            <address><i class="fa fa-envelope offset-icon"></i> [email protected]<br>&nbsp; &nbsp; &nbsp; Rocky Mount, NC 27804, USA</address>        </div>
        <div class="col-sm-4 col-md-3">
            <style>
.text-link {
    opacity: 1;
    transition: opacity 250ms ease-in-out;
}
.text-link:hover {
    opacity: 0.7;
}
</style>
<p><i class="fa fa-phone offset-icon"></i>&nbsp; +1 (757) 859-9933
	<br>&nbsp; &nbsp; &nbsp;M–F 8:00 AM—6:30 PM
	<br>&nbsp; &nbsp; &nbsp;Sat 10:00 AM—2:00 PM
    <br>&nbsp; &nbsp; &nbsp;<a href="../directory.html" title="See branch hours" class="text-link">See Branch Hours</a>
</p>        </div>
        <div class="col-sm-12 col-md-3 social-icons">
                        <a class="external-link" href="#" title="Facebook" target="_blank"><span class="sr-only">Facebook</span><i class="fa fa-lg fa-facebook" aria-hidden="true"></i></a>
                                    <a class="external-link" href="#" title="Instagram" target="_blank"><span class="sr-only">Instagram</span><i class="fa fa-lg fa-instagram" aria-hidden="true"></i></a>
                                    <a class="external-link" href="#" title="Twitter" target="_blank"><span class="sr-only">Twitter</span><i class="fa fa-lg fa-twitter" aria-hidden="true"></i></a>
                                                <a class="external-link" href="#" title="YouTube" target="_blank"><span class="sr-only">YouTube</span><i class="fa fa-lg fa-youtube-play" aria-hidden="true"></i></a>
                                    <a class="external-link" href="#" title="LinkedIn" target="_blank"><span class="sr-only">LinkedIn</span><i class="fa fa-lg fa-linkedin" aria-hidden="true"></i></a>
                    </div>
    </div>
</div>

<div class="footer-menu container hidden-xs">
        <ul>
            <li role="presentation" class="  ">
                    <a href="../contact.html" >
                Contact Us
            </a>
        
            </li>
    <li role="presentation" class="  ">
                    <a href="../financial-statements.html" >
                Financial Statements
            </a>
        
            </li>
    <li role="presentation" class="  ">
                    <a href="../fees-charges.html" >
                Fees &amp; Charges
            </a>
        
            </li>
    <li role="presentation" class="  ">
                    <a href="../rates.html" >
                Rates
            </a>
        
            </li>
    <li role="presentation" class="  ">
                    <a href="../privacy-policy.html" target="_blank">
                Privacy Policy
            </a>
        
            </li>
    <li role="presentation" class="  ">
                    <a href="../sitemap.html" >
                Site Map
            </a>
        
            </li>
    </ul>
</div>

<div class="disclaimers container">
    <div class="credits">
        <p>&copy; 2021 Illuminati Private Bank.</p>
    </div>
    <div class="legal">
            <p><a href="../storage/app/media/Disclosure%20PDFs/ncua-insured-funding.pdf" rel="noopener noreferrer" target="_blank">Federally insured by SSCA</a>. <a href="../storage/app/media/Disclosure%20PDFs/equal-housing-lender-opportunity-disclosure.pdf" rel="noopener noreferrer" target="_blank">Equal Housing Lender.</a>
	<a href="../storage/app/media/Disclosure%20PDFs/hmda-disclosure.pdf" rel="noopener noreferrer" target="_blank">Home Mortgage Disclosure Act Information.</a>
	<span><img src="../storage/app/media/eho-logo.png" alt="Equal Oportunity Lender logo" class="fr-fic fr-dii">&nbsp;<img src="../storage/app/media/ncua-logo.png" alt="National Credit Union Association logo" class="fr-fic fr-dii"></span></p>

<p style="text-align: justify;"><span>Illuminati Private Bank is committed to making its products and services conveniently accessible to all members. We are engaged in a continuing process to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at +1 (757) 859-9933. All products and services available on this website are available at all Illuminati Private Bank branches.</span></p>        </div>
</div>        </footer>

        <!-- External Link Modal -->
        <div class="modal fade" id="externalModal" tabindex="-1" role="dialog" aria-labelledby="externalModalLabel">
    <div class="modal-dialog" role="document">
        <div class="modal-content">
            <div class="modal-header">
                <button type="button" class="close" data-dismiss="modal" aria-label="Close"><span aria-hidden="true">&times;</span></button>
                <h4 id="externalModalLabel">See you again soon!</h4>
            </div>
            <div class="modal-body">
                <p>Clicking on this link means you’re leaving Illuminati Private Bank's website and entering a site hosted by another party. Note that Illuminati Private Bank is not responsible for the product, service, security, or overall website content available at the linked site. Note that if you enter into a transaction with a linked site, Illuminati Private Bank does not represent you or the third party. Please review the policies of the site you'll be visiting, because they may differ from Illuminati Private Bank's.</p>
            </div>
            <div class="modal-footer">
                <button type="button" class="btn btn-primary btn-fluid">Continue</button>
            </div>
        </div>
    </div>
</div>
        <button id="to-top" aria-label="Back to Top"><i class="fa fa-chevron-up" aria-hidden="true"></i></button>

        <!-- Scripts -->
        <script src="../../code.jquery.com/jquery-1.12.4.min.js" integrity="sha256-ZosEbRLbNQzLpnKIkEdrPv7lOy9C27hHQ+Xp8a4MxAQ=" crossorigin="anonymous"></script>
<script>window.jQuery || document.write('<script src="../themes/nwcu-harlo/assets/vendor/jquery.js"><\/script>')</script>

<script src="../themes/nwcu-harlo/assets/vendor/bootstrap.js"></script>
<script src="../themes/nwcu-harlo/assets/vendor/stacktable/js/stacktable.js"></script>
<script src="../themes/nwcu-harlo/assets/vendor/slick/js/slick.min.js"></script>

<script src="../themes/nwcu-harlo/assets/javascript/app.min4f4d.js?v=083120"></script>
<script src="../modules/system/assets/js/framework.js"></script>
<script src="../modules/system/assets/js/framework.extras.js"></script>
<link rel="stylesheet" property="stylesheet" href="../modules/system/assets/css/framework.extras.css">

    </body>

<!-- Mirrored from www.illuminatiprivate.express/blog/how-build-your-dream-home-part-1 by www.illuminatiprivate.express, Thu, 03 Dec 2020 07:08:14 GMT -->
</html>